SB31

SB31 __Sponsors:__ BBasler UT ; ANedelka TN ;C Mallory MO ; ATaylor GA

__Topic:__ Health Care

__Title:__ The C.O.T.H.R (The Cancel of the Healthcare Reform)

__Purpose:__ The healthcare reform applies to all citizens of the United States. No matter what class they are a part of, middle class or upper class. Even though the health care reform has its benefits, we believe that getting rid of the health care reform is the best idea. The purpose of the bill is to remove the health care reform and restore the way health care was before the reform. Even though the plan is to remove the health care reform, there are some aspects of the health care reform that we feel would be in the best interest of all U.S. citizens to keep. The positives of the health care reform are that starting this year, no United States child can be denied due to any pre-existing condition.

__Eligibility:__ If this bill is passed, it will affect all United States Citizens.

__Terms and Benefits:__ Any adults with pre-existing conditions will have access to a temporary high risk insurance pool. Therefore in 2014, discrimination against pre-existing conditions will be banned completely. This will help about 5.6 million people. Another positive aspect of the Health care Reform is that starting in 2014, middle- class families and people who do not have insurance through work can get tax credits to help them buy affordable coverage on the new health insurance exchange. A tax credit is when the government returns a certain amount of money to the buyer. Like any other bill, the health care reform has its downsides. One of the most impacting downsides to the health care reform is its estimated cost over the next decade. The estimated cost over the next ten years is set to be over a trillion dollars. The health care reform was legislated without the participation of the very people that it intended to benefit. over time, the health care reform will cause programs like Medicaid, Medicare, and Social Security to file for bankruptcy. Also, ever since the health care reform was proposed to congress, the reform was opposed by most of the nation and yet congress said that it was in the people's interest for the government to pass the reform. One of the negative effects of the health care reform is that many small hospitals have the risk of going out of business. With government provided health care, the plan that each person has limits them to what doctors they can see. Because of this, a small hospital could lose all of its patients and lose money. Also, a family may have to find a new doctor, even if they like their current doctor. Another bad effect of the reform is that it forces people to purchase government health care. This is bad because there are many people that do not want to buy health care, but will now be forced to, and be punished if they don't. Also, some families will not be able to afford government health care even though it is less costly than current health care. Also, people are limited to what insurance they can buy, because the policy has to meet government standards.

__Fiscal Impact:__ This bill has no cost.